10 Smart Uses For Your Tax Refund

It’s that time of year, when everyone gets their W2s or 1099s, and you start gathering your deductions for filing your tax return.

What are you planning to do with your tax refund?

I know the anticipation is tremendous, like a kid on Christmas eve. Thoughts running in our head about buying this or buying that.

To keep you financial fit in 2015, here are 10 smart uses for your refund.

1. Pay off those high interest credit cards.

2. Start or add to an emergency fund.

3. Boost your retirement fund, IRA or 401k.

4. Get more life insurance.

5. Start a 529 College Savings plan for your children.

6. Spend it on a cool family outing. Family experiences are priceless.

7. Use it to start a new business.

8. Make your home more energy efficient.

9. You know that home repair that has been waiting to be fixed, get ‘er done.

10. Give some to charity or to people in need.

Remember, whatever you do with your tax refund, be sure you are wise and do not waste it on frivolous things.

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